What is Cash Flow Health?
Cash Flow Health is a simple way to check how strong your business finances are. It looks at the money coming in and going out of your business and gives you a score out of 100. A higher score means your business is in a good position to handle expenses and grow, while a lower score may indicate potential cash shortages.
Breaking It Down: Today, 30 Days, and 60 Days
When you log into Finoya, you’ll see three important timeframes for Cash Flow Health:
Today: This tells you how healthy your cash flow is right now. If your score is high, it means you have enough cash to cover expenses. If it’s low, you might need to plan ahead to avoid shortfalls.
In 30 Days: This gives you a forecast based on your expected income and expenses in the next month. If the score drops, it might be a sign to adjust spending or chase payments faster.
In 60 Days: This is a longer-term view, helping you see if your cash flow is improving or declining over the next two months. A rising score means you’re on the right track, while a falling score suggests you may need to take action.
Why Does Cash Flow Health Matter?
Keeping an eye on your Cash Flow Health helps you avoid unexpected financial stress. By planning ahead, you can make sure you always have enough cash to pay employees, suppliers, and bills on time.
Next Steps
If your score is dropping, consider reviewing your expenses or speeding up customer payments.
If your score is strong, you might have room to invest in growth or save for future needs.
With Finoya, you don’t have to do the math—we crunch the numbers for you so you can focus on running your business.